Personal Finance Daily: Child seems to use Face ID to unlock mother’s iPhone X and how much diabetes costs

Happy Tuesday, MarketWatchers! Here are your top stories in personal finance.

Personal Finance
Some senators want to ‘protect’ consumers’ credit — but they’re vague on details

A new bill would make freezing and unfreezing reports less expensive, but only once per year.

Video appears to show child bypassing Face ID to unlock his mother’s iPhone X

Experts say there are more secure ways of unlocking your smartphone than facial recognition.

This is how much diabetes costs the U.S.

Diabetes is linked to obesity, and both conditions are on the rise.

My siblings took control of my mom’s estate — now they want me out of the picture

This woman’s mother has Alzheimer’s disease.

An argument for putting water on the free market

To make good use of scarce water resources in a climate-stressed future, it will be critical to ensure that water flows to the highest-value applications.

How to make secure passwords you can actually remember

More than 1,000 data breaches happened in 2017 alone. It might be time to strengthen your passwords.

New film exposes how for-profit colleges exploit veterans and single moms

Fail State documents the “well-oiled machine” that’s allowed for-profit colleges to proliferate.

How to make a difference by giving to charity, even if you aren’t Bill Gates

Donations may go further at these organizations.

Here’s how to save for retirement — and pay off your student debt

Rohit Chopra, the former student loan ombudsman at the CFPB, on how to manage your finances while paying back loans.

Elsewhere on MarketWatch
Wages are rising in rural areas not cities, Fed’s Bostic says

Businesses in rural areas are having to raise wages to attract workers, while cities have an ample supply of labor, said Atlanta Fed President Raphael Bostic.

Foreclosures dropped to lowest on record, Fed data show

There are many measures of the housing market that are the best since the crisis, but the third quarter saw the smallest number of foreclosures in nearly 20 years.

The opiate of the bosses

The opioid crisis highlights the fundamental flaw in the argument that large-scale deregulation benefits societies, writes Lucy Marcus.

The woman who flipped off Donald Trump is getting a huge payday because of it

A GoFundMe campaign to support Virginia resident Juli Briskman — who flipped off the commander-in-chief’s motorcade while biking — had raised more than $73,000 as of Tuesday.

Cohn says infrastructure is next on Trump’s agenda

A bill to improve U.S. roads, bridges and waterways is next on President Donald Trump’s agenda after the push for tax reform, White House National Economic Council Director Gary Cohn said Tuesday.

Sessions on why he forgot key Russia events: Trump campaign was ‘chaos’

Attorney General Jeff Sessions knew he was in for a grilling from the House Judiciary Committee on Tuesday about why he seemed to have forgot key meetings in the investigation into alleged collusion between the Trump campaign and Russia. So he had an interesting defense — that the Trump campaign was such a mess that it was difficult to track what was going on.

Household debt rises by $116 billion as credit-card delinquencies pile up

Household debt rose by $116 billion, or 0.9%, to $12.96 trillion in the third quarter, the New York Fed said Tuesday.

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